High Net Worth Insurance

Agoura, CA is home to some of the wealthiest, most successful residents in the nation. But a surprising number of those high-wealth households are actually under-insured – sometimes by large margins.

The reason for this is simple – many who purchase insurance don’t realize that there are certain policies and products out there designed solely for those who have a high net worth. Buying standard, basic insurance often leaves you woefully underinsured – which means that you’re under protected.

Instead, you need to consider investing in a high net worth insurance policy that provides you with coverage for everything that you may own. Some examples include providing coverages for:

  • Rugs
  • Identity theft
  • Private collections or valuable collectible items
  • Artwork
  • High end automobiles
  • High value furniture
  • High value primary, secondary, and vacation homes
  • Protection from ransom and kidnapping
  • And more

Traditional Agoura, CA insurance plans simply won’t work for those who have high wealth. As such, you’ll need to invest in good high net worth insurance to truly stay protected and safe.

High Net Worth Insurance For Agoura, CA Homeowners

Your home is your biggest asset most likely, even if you have a high net worth. But most homeowner’s policies that are standard actually don’t really meet the overall costs and expenses of a high value home. As such, getting a high net worth insurance policy that specifically protects your home is a must. You can’t just go with a standard, cookie-cutter policy. You’ll need to review everything and make sure it’s actually working for you.

High value Auto Insurance

Auto insurance is the same as homeowners when it comes to high net worth insurance – most standard policies simply don’t meet the overall needs of those with a high overall net worth. Luxury cars or collectible ones have high values which require higher than normal insurance policies.

When you factor in home insurance, auto insurance, and coverage for the other areas that high net worth residents need protected, it becomes clear that going beyond a basic policy and getting high net worth insurance is a must.

The Quoting Process

Before you can actually get a quality homeowner’s policy for high value homes, you’ll need to have the home inspected by a professional. The reason? Letting a professional in the insurance field conduct a review will help ensure that when you begin to shop for high net worth insurance, you’ll get a policy that actually covers your home and its overall value.

At Panorama Insurance Agency, we will review your home and your overall net worth before we begin shopping for your policy. We work with numerous companies to find the products that fit our clients’ needs the best. If you need high net worth insurance in the Agoura, CA area, we’re here to help. Contact us for your free quote.

Contact us now or call us at (818) 781-6630